ऋण कसरी तिर्न अपनाउनु होस् यो विधि - Naweentam

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Monday, November 18, 2019

ऋण कसरी तिर्न अपनाउनु होस् यो विधि

                        How to Pay off Your Loans 




1) List Your Debt by Interest rate: List Your debt by Interest rate: Example Home loan, Car loan, Education loan, etc 

2) Pay Incremental Gain Exponential 

3) Sell Unnecessary items for at least 2 to 4 EMIs

4) Temporary Downsizing 

5) Pay Loan with Second Income 
   Eg Husban Income / Wife Income 
  Content writing/ Blog /Youtube /Data Entry / Teaching / Driving 

6) Have an Emergency Savings fund 
  
  Eg : Mutual fund/ Saving account/ Fixed Account 

7) The habit of budgeting is an Extra blessing 


8) Throw any Excess cash on Your Debt 

 Example: Tax refund, bonus, Incentives, winning a bet 

























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